Protecting and growing your wealth, assuring you
We believe the best way to build financial confidence is by reducing what you could lose. Our approach begins with a clear-eyed view of retirement risks—then a plan that helps protect you from them. Whether that means replacing a paycheck, minimizing your lifetime tax burden, or ensuring your loved ones are cared for, our services are designed to secure what you’ve built and support the life you want to lead.
What We Offer
Our planning process is built on the Five Pillars of Holistic Wealth Management: financial planning, tax management, asset management, legacy planning, and protection planning. Aligning every part of your financial life, this holistic method allows each financial decision to support the next, ensuring all aspects of your plan work in harmony.
These five pillars are complimented by two key services that enhance and differentiate our approach: in-house tax preparation and Medicare planning. Together, all these elements form a strategy that does more than help you grow wealth—it helps you retain it, protect it, and use it with intention.
Financial Planning
The blueprint for a secure future
A strong plan should do more than show you what’s possible—it should protect you from what’s preventable. That’s why we use The Bucket Plan®. Offered in two core tiers depending on your needs, our financial planning services help you organize assets for near-, mid-, and long-term use. The Bucket Plan® also incorporates tax-smart withdrawal and spending strategies, and addresses potential income shortfalls before they become real problems.
We only charge a planning fee if you choose to move forward with the blueprint we design. If you don’t see the value, there’s no charge and no work done on your future planning. It’s our way of making sure your trust is earned, not assumed.
Tax Management
Protecting against preventable losses
One thing we often ask when talking taxes with our clients is, “What are you possibly losing by not protecting yourself, and are you willing to take that risk?” Taxes are often the single largest expense in retirement—and the most overlooked. While tax planning is valuable, it’s only part of the equation: tax management is what keeps the tax plan vital, flexible, and aligned with your changing life.
At Assured Concepts Group, we build ongoing tax management into your overall wealth plan to help reduce liabilities and retain more of your wealth. We do this by:
- Helping reduce exposure to taxation through ongoing tax plan adjustments
- Optimizing income streams and avoid Medicare surcharges
- Preserving assets across generations with lifetime tax modeling
Because the only thing better than growing your wealth is not losing it in the first place.
Asset Management
Making sure your money works for you
We believe your investments should be structured to support your plan, not just chase performance. As fiduciary advisors, we design portfolios around your timeline, your tax strategy, and your future goals, always with your best interests as the priority. Our founder has deep expertise of the ins and outs of investing strategically, holding his Securities Industry Essentials (SIE) license for over 25 years. Assured Concepts was built around sound investment guidance, and with us you can expect:
- Dynamic, goal-oriented portfolio management
- Strategies built for income and longevity, not speculation
- Tax-aware investing to help minimize surprises and maximize your ideal outcomes
Legacy Planning
Your wealth, your way
A solid legacy plan protects the people you love from problems you can prevent. With decades of legacy planning experience and a certified estate planning advisor at the helm, we take your future and your loved ones’ comfort very seriously. After getting to know your needs and wishes, we work to make sure your legal documents are in order, financial plan written to account for every possible angle and circumstance to help shield against losses and ensure seamless wealth transfer. Our legacy planning services include:
- Creating tax-efficient, purpose-driven legacy plans with risk-aware language
- Thoroughly planning for your surviving spouse
- Involving adult children early for smoother transitions and family continuity
Protection Planning
Preparation, not prediction
From market corrections to major health events, real financial risks often show up without warning. Our protection planning strategies help create durable safeguards so your retirement can weather life’s unknowns. We help you with:
- Income protection and long-term care planning
- Contingency planning for life transitions or health issues
- Building a stable foundation for growth
Tax Services
Tax strategy that looks beyond the return
We believe tax planning is essential to smart retirement strategy. That’s why we’re proud to offer advanced tax services specifically for our advisory clients. Our tax team includes credentialed Enrolled Agents and Ed Slott Master Elite Advisors who offer:
- Free tax preparation for advisory clients
- Integration with your tax strategy—your tax return becomes a living document we use to project liabilities, identify risks, and shape your future decisions
- Ongoing guidance on Roth conversions, gifting, capital gains management, and income structuring and Coordination with investment and distribution strategies
Medicare Planning
A smarter approach to one of retirement’s biggest expenses
Healthcare costs in retirement can derail a good plan. Our in-house Medicare specialist works with your advisor to help you make informed, timely, and cost-effective Medicare choices that support your retirement income strategy. This includes:
- Income-aware planning to mitigate IRMAA (Income-Related Monthly Adjustment Amount) penalties
- Guidance on timing Social Security withdrawals to avoid premium increases
- Education and support during enrollment windows to help you choose the right plans with confidence
We Don’t Plan for the Future—We Solve for What’s Coming
Let’s create a retirement plan that can help you keep more, worry less, and live well—book your call with an advisor today.
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